5 things you need to know about viewing homes

You  have scoured the internet listings. Maybe you have a list derived from homes your agent sent you to review. In some cases, you may have a mix of what your agent has sent and homes you have found using one of the websites that list homes for sale. Now you are ready to go see them in person.

There are 5 things you need to know before you go out the door.

  1. Your agent has to review the list to make sure they are all actually still for sale
  2. Your agent has to make sure he is aware of information about each home and neighborhood.
  3. Your agent has to follow the showing instructions in obtaining permission for you to view each home.
  4. Your agent has to put together a route that will get you from the starting point to the last home
  5. Your agent has to keep you on schedule to reach and view each home on the list.

Viewing homes is not just a matter of driving to an address of a home that is for sale and walking through the front door and taking a look around. It first must be verified that the home is still for sale and available for viewing. It is possible that a home that was listed as “active” when you last looked on line, has gone under contract. Some websites are not updated and homes showing for sale have actually been sold long before they caught your eye. If you have found a home in one of the many vanity magazines that claim to have homes for sale, chances are that nothing you have seen is still on the market (those magazines actually are for the benefit of agents hoping to list other homes).  Homes that are for sale, may or may not be occupied. If they are occupied, the resident usually likes to know that someone is coming to view the home. If they are vacant, it is usually easier to get in the home and view it. Your agent will have to “scrub” the list and remove those that are not really available.

Once the list of homes you want to see has been reduced to homes that you can see, your agent has to review the pertinent data about the home. You may have questions about square footage, the approximate tax bill, the schools in the area as well as where is the closest shopping, etc. Your agent has to be able to answer your questions. In most cases, these general questions are part of your weaning method and getting back to you will prolong the process. At this stage, you are subconsciously evaluating each home. Answers that make it easier to include or remove a home from your final list are very important. Your agent should be aware of traffic patterns and possible commuting routes. Understand, in urban areas, finding a parking space is not a skill, it is the luck of the draw.

Every listing agent has been directed by the seller when the home is available to be shown. These instructions vary from home to home. There are lots of reasons that homes may not be available when you wish to view them. If people are still living in the home, they are selling a house but they are also doing their best to maintain some semblance of order while that occurs.  The listing agent includes showing instructions in the MLS listing. The instructions are not always finite. Often, the listing agent uses the services of a third party showing scheduler. A call must be made and permission granted for the time frame your agent plans for you to view the home. These “showing windows” have a beginning time and are usually confined to a 60 minute slot. If a home is vacant, you often have a great deal more latitude in times. The showing permission has to be followed. It is very important that you stay on schedule. If a home you visit is impressive enough that you want a longer look, have your agent schedule a second showing later that day or the next day. Don’t linger and throw the viewing schedule off. You may not be able to see all the homes on your list and you will never know if the one  you missed would have been “the one”.

In a perfect world, you would start at point A and move systematically to point B and so on. Showing homes just doesn’t seem to work that way all of the time.  Often, available showing times create the need for a back and forth flow to your tour.  It is up to your agent to orchestrate this journey. Each home and each availability time has to be put together like pieces of a puzzle. When complete, you will have a good picture of which homes you will visit and the order in which you will see them. Nobody is perfect and a system with so many variables can cause the best of us to falter. Your agent’s mission is to get you into each home you wish to see. Usually, that happens, but sometimes things change and you end up standing at a front door and discover it is not available to be seen.  It happens to the best of us. Keep in mind, the seller can restrict showings when ever they want. If you can’t get in, move on to the next home on the list.

Sometimes when viewing homes, you discover that the listing agent was a magician with a camera. Other times, when viewing homes you will marvel at a listing agent’s talent in describing the home. When viewing homes, what you see is what you get. Your agent has no control over the accuracy of photos presented or description used by the listing agent. Your agent is responsible for looking at the home and attempting to see anything that needs further investigation. Always remember that you are the buyer. You will be the one living in the home. If you ask the agent “What do you think?”, you are asking too broad of a question. You can ask about lots of things regarding the home or the area. Your agent (in most cases) will not be moving in with you, so “what they think” is not something they can easily answer. It is your job to walk around, get a feel for the layout, visualize your self and your things (furniture, etc). Most of the time, this will be accomplished rather quickly. Make notes and wait until you have seen all the homes before making a final yes decision about any of them. Remove any home as soon as you know it does not work. Stay on schedule. Your goal was to see a certain number of homes to make a good evaluation. You have to stay on schedule to accomplish your goal.

Viewing homes properly entails planning. If you follow your agent’s direction, you will have a successful day. You may not find the home of your choice, but you will definitely remove possibles from your list. Remember, it takes time to prepare and preparation is necessary for you to see the homes you wish to see.

Enjoy the journey, take notes and stay on schedule. Your home is just waiting for you to come by.

You are a buyer and found the ONE, now what

Happiness Heart

You can hardly believe it. Truth be told, it is not exactly what you thought it would be and then again “upon further review”, it is exactly what you hoped to find.

Sure, you started out with some general ideas. Maybe, things started coming into focus when you traveled around the area. At first, those “For Sale” signs were just multi-colored blurs on the periphery. The subliminal message was taking root in that tiny corner of your mind where dreams are born. Life changes doesn’t it. One day the apartment you’re in is sufficient, the banner flying high declaring your independence. It is the place where you learn the lessons of housekeeping, privacy and style.

No one can really pinpoint that moment when the walls began closing in. Maybe it was the morning you stubbed your toe, navigating through the apparently diminishing space between the bed and your dresser. It could have been that night you had friends over and the once spacious living room felt like phone booth. Then again, it could have been that moment, sharing a drink with someone special and suddenly two addresses just didn’t make sense anymore.

Today, you have been through the gauntlet and have found the place.  After what must feel like an impossible journey, you know where you want to call home. Your home. You have told your agent, this is IT!

Now what?

I can’t speak for every agent. I can only share a broad overview of the next steps taken if I were your agent. (note:that statement is tweetable)

While you have been visiting homes and tweaking your list (moving “must haves” to “like to haves” and adding new “must haves” to cover things you had not considered), your agent has been quietly keeping track of the market that includes for sale, sold, off the market, etc. Behind the scenes, data has been sorted, dissected and reviewed. Now that you are ready to move forward with an offer, the pieces will come together. While you share the good news with family and friends, the framework of the next step is being put together by your agent.

The first conversation will take place between your agent and the listing agent. On the surface, it may appear that the only thing being accomplished is gathering the necessary disclosures. Appearances are deceiving. Your agent is already beginning the negotiation process. Reviewing the listing agent’s history before the call has offered some insight but the conversation will season the statistical data and offer hints as to which direction the negotiation should take.

Your lender will also be contacted. A letter validating your ability to actually buy the home must be included with your offer to purchase. This is another conversation in which your agent will develop more information necessary for the ongoing negotiation. A discussion of how your offer will be prepared and what may be necessary for responding to any counter offer will take place.

Once all the necessary information has been gathered, your agent will go over the offer process with you. You will be asked to fill out a financial information sheet that will accompany your offer. This is basic information given to the seller so they will have a certain comfort level that you actually do have enough cash on hand to cover the amount of money you will have to bring to closing. The letter from the lender is but one piece of the puzzle. A seller will want to see the probable source of down payment, closing costs, etc. This is well within their rights. Money is not a “protected class” and if a seller is not comfortable with all the issues surrounding your financial ability to purchase the home, they can refuse to accept your offer.

Your actual offer will be prepared with the help of your agent. Forms that have been developed by the local real estate commission will be used. They include the basic contract of sale which outlines the terms necessary to make a legal purchase. In addition to the basic offer/contract, you will have addendum’s specific to the jurisdiction, others defining contingencies of the offer and even more that narrow the terms of the offer. You will also have disclosures about the property prepared by the seller that cover the condition of the home.

It may seem a bit overwhelming, but remember if it is not in writing, it does not exist. Your offer, once counter signed by the seller becomes the final contract of sale. It will provide the framework for the transaction.

Your agent will submit your offer.

You will discover that there are 60 long seconds in every minute. You will become aware that every passing hour has 60 plodding minutes. You will wait, and wait and probably wait some more. After all, the ball is in the seller’s court.

Attempting to determine the outcome based on the length of time you have to wait for a response is pure folly. Your agent can not possibly know all of the factors the seller is sorting through. You have come this far, now is not the time to bristle. You have done all that you can do. Until you receive a response, patience will be your sweetest ally.

what have i doneOf course, it is only natural for you to be filled with a little doubt.  Angst is doubts pain filled bedfellow. Cup of coffee or latte, maybe you do that every day. This is a major step. For most people, the biggest expense they have dealt with (other than college loans) has been an exotic vacation. This is all about the long term.  This is home.  Sure, it is not forever, but, it is today and this is a lot of tomorrows.

Anybody in your situation would be spending a few minutes here and there wondering about the decision.  Trust yourself, you have come this far based on desire and practical application.  You have followed the necessary steps to reach this point. The seller will respond and you will have the support and counsel of your agent to deal with any counter offer that might be made. If the offer is accepted, you will be shepherded through all the following steps in the process.

You have found the ONE. With the guidance of your agent, you can now proceed to see if the ONE is the ONE.

Just beginning? Fill out the form and get the support of a “REAL” Realtor

Let’s talk about loans …

bookcover

O.K. maybe not loans, but I think everyone should have a short primer regarding how folks pay for a house.  It really doesn’t matter if it is a co-op, a condo, a town home or a single family home.  One of the basic rules of contract law includes the need for consideration. Consideration is just a fancy legal term for money. If you want to buy a house, you have to be able to produce the funds at settlement.

Now, if you happen to be loaded and can pay cash for the house, well you can either read through this for information, or you can check out another one of the articles I have written. For those of you that want to buy a home and don’t have cash on hand, this is for you.

For purposes of example, I will use a $500,000 purchase price. You and the seller have agreed on the price. Well now, wait a minute, let’s back up. You really should have an idea about all of this before you begin looking for a home.  The very first question you have to ask yourself after deciding you want to own a home of your own is how much can I pay for a home (keeping mindful that your comfort level should be dictated by what you can afford and not what you would like).

I am not a lender. I can only give you general advice in this area. Let’s make that specific advice. After reading this primer, talk to a bonafide lender! Then talk to another. Keep talking until you find one that you are comfortable with. They will provide the rock that your dreams of owning a home will be built upon. The lender will gather information about you and tell you what you can borrow.

The most basic loan is a conventional loan.  Lenders like this sort of loan because it requires that the borrower (you) contribute at least a 20% down payment.  In the example of a $500.000 purchase, you will be putting at least $100,000 down and the lender will provide the rest of the money. Each month you will make a payment that includes principal and interest.  If you do not have 20% down, you can receive a gift from parents or grandparents or anyone to make up the difference. You will need to provide the lender with proof that it is in fact a gift and not a loan. If you just don’t have the 20% down, you have other options.

The FHA guarantees loans. That just means that your lender will have insurance that some of the money you borrowed is guaranteed to be paid back. If you default, the insurance involved steps in. This guarantee allows lenders to loan money to people that don’t have the 20% down payment available. You still have to have at least 3.5% of the purchase price available, and there are limits on how much money you can borrow. The credit demands are a bit less restrictive. Oh, and you still go through the underwriting process. The FHA has rules about who can qualify and their criteria must be met. Every month you will have a payment that includes principal and interest and the mortgage insurance premium (yep, you have to pay the insurance. if you don’t like that, put 20% down).

Veterans have loan guarantees available to them as well. They can get a VA loan. This type of loan is from lenders but it is guaranteed by the Veteran’s Administration. Another feature of the VA loan is that you don’t have to have any money down. This sounds great, but the flip side is that you will have a higher mortgage and you will have  VA fee as well. The VA doesn’t lend the money. Just like the FHA, they guarantee a portion of the loan. That’s right, you pay the premium for the protection.

In some areas, the USDA guarantees loans. It is very similar to the VA in that, you don’t have to put any money down. Again, remember your loan amount will be higher and your payments will be higher as well. This is a great program if you are purchasing a home in an area where these loans are available.

Of course there are all sorts of hybrid loan types out there. There are terms that vary with lenders.

Things to know.  An ARM is an adjustable rate mortgage.  Simply put, the interest rate is fixed for a short term and then it can go up or down depending on the market. Usually, there is a cap on the interest rate (i.e. the highest amount the interest can be).  Lenders offer these loans at attractive rates. You should always consider what you can afford at the market rate today, that means the size mortgage you are comfortable paying at market rates.  Use the lower rate as a saving not a method to qualify for more home  (if variable rates are lower, borrow less and invest the saved money). NOTE: that is just my opinion. I really believe borrowing money, hoping that your income will go up when the rates go up is a fast track to foreclosure.

An interest only loan is another product some lenders offer. Not a bad deal for the lender. You move in. You pay interest on the loan until the interest only term runs out and then your payment shoots up like a rocket ship on rails. Oops. You can’t pay and the home goes into foreclosure. Interest only loans only have the interest of the lender at heart.

So it is not really confusing. There is a conventional loan and then there are other products available to those that do not have sufficient money saved to buy a home. Lots of people have used the FHA guaranteed loans and VA guaranteed loans and USDA supported loans. They are good loans. As a matter of fact, all loan products are good products if they are used by the right borrower.

Buying a home is a major step. I think it is wise to have some money set aside to invest in your purchase.  Of course, you may use a loan product that does not require that you put that money into the purchase of the home. Home ownership is not cheap. The money should be set aside for maintenance and upkeep. It will be your home after all.

If you have any questions, talk to your lender. If you are in the DC area and do not have a lender, I will provide you with a list of three names. You can call them all.

Once you have been pre-approved and are ready to begin the search, well, that”s my area of expertise. Once you are in my hands, I will review where you are with the lender, offer some advice about fine tuning the financing and then I will listen to you tell me a tale of your dreams and set out to assist you in making those dreams come true.

As always, I am only a phone call away…. 301-509-5111

The DC housing market … why is it so hot

Every recent market report seems to add the caveat that DC is an anomaly. Most markets are still attempting to recover from the 2006 crash. DC took a bit of a dip, but is roaring back. How can this be happening?  The economy is certainly not much better today than it has been for several years. Federal workers haven’t seen a raise in pay for a few years. If all economic indicators remain uncertain, why are homes in DC costing more every month?

The answer is as plain as day.  DC has jobs.  Very few places across the country can make the same claim. DC is a small 10 square mile area. There are only so many homes that will fit. Engineers and builders and architects can do a lot of things …. they can not create more dirt. Space is limited in DC. Put those two factors together and you have recipe for rising home prices (regardless of the economy).

This little chart covers the phenomena.  At the top, the various places new residents come from are depicted.  People moving to DC come from Universities (college dorms or off campus shared housing), their parent’s home, homes they own in other parts of the country or homes they rent elsewhere.  They want to live in or near DC and begin a search. Almost every last one of them jumps on the internet and begins their search there.  After all, there are hundreds of thousands of websites that share available homes in DC.  The majority of the people searching do not understand that the accuracy of the data is often outdated or limited at best.  For every single home/town home/row home/condo listed there is just one property. How that property is displayed has more to do with syndication by agents and brokers than it has to do with the actual property. (A word to the wise: If you want to be more successful in your search, contact an agent in the area. Talk to someone that knows more about the area than can be revealed in wikipedia or some local towns site. Boots on the ground, an ability to listen and then share information is the best way to discover DC (or any other area for that matter).

housing flow chart

As always, DC has more people wanting to live here than there are places to live.  More buyers than available homes creates an imbalance and that old supply and demand process takes over.  Multiple bids appear, prices continue to rise and the market remains “hot”.  Regardless of promises that might be made by some, the truth is you may not find a home you are seeking for the price you are willing or able to pay.  I certainly would never guarantee that home prices will continue to rise, but I promise you that I can see nothing in the marketplace that will slow down the DC market in the near or distant future.

If you are considering a move to DC, you need factually based assistance.  You need to begin the process now, rather than later. You need to begin putting together a comprehensive home buying plan today.  Remember, a comprehensive plan begins with a discussion with a lender. Know what you can comfortably afford. Then, and only then, take the next step. Contact an agent that knows DC. Speak with someone that knows the difference between Adams Morgan and Madame’s Organ. Have a conversation with some one that understands the difference between Petworth and what is a pet worth, the difference between NOMA and no mas or the difference between the Capitol and Capitol Hill.  Subtle differences of a few blocks can add 30 minutes to an hour or more to your commute each day. A map of the subway (Metorail Line) does not include information regarding ease of use or ease of transfer.  A google map of DC will not reveal the walking score of a neighborhood.

DC is my town. I was born here. I know the neighborhoods. I know the Metro stops. I know the nightlife. This is a great place to live. Before you move here and decide on an address, don’t you think we might need to talk.  My phone number is 301-509-5111.

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Frankly My Dear, WE do give a Damn !

Oh Rhett, you said we would always have Tara

                    I don’t suppose being a real estate agent carries the same frustrations shared by Rhett Butler in “Gone with the wind”.  It does have it’s moments.  Buying and selling real estate often includes challenges that threaten the serenity we all seek in our professional lives.  It happens.  There are agents that do leave you with the thought that maybe, just maybe, they “didn’t give a damn”. Some of you reading this have felt that way and you know exactly what I am talking about. To be fair, most agents care. The problem often is the result of inexperience.  Paralysis by analysis gives way to a deafening silence when clients expect answers.  The real or potential liability of “messing up” seems to cause agents that haven’t done many transactions to crawl into a “hypothetical cave” and wait for the storm to pass.  Clients are left wondering if letting their nephew, whom is just starting a career, handle their transaction was the wisest course to take.  Some are left to ponder if choosing their agent just because the agent works for a “name brand” company didn’t leave them with a well manicured, practiced script spouting novice. It may be hard to care about clients when you are struggling to understand the intricacies of your new profession or when you have not “done the dance” in a real ballroom.

         Frankly, my dear, we do give a damn.  It matters to us that every potential buyer is counseled at the beginning of their adventure and that they keep receiving advice and counsel throughout the process. Knowing exactly what to do and when to do it is important. Knowing why is comforting.  Our strength was not developed by attending more classes to generate fancy alphabetical designations on our business cards.  Our ability to take processes and language inherent in real estate and translate and explain them in layman’s terms is the cumulative result of handling hundreds of transactions as an agent and as a manager.  Experience is the birth place of understanding, actual skill development and knowledge.  I am not the first to share, knowledge is power.  Moving a transaction smoothly from start to finish takes power.

Experience has taught us valuable lessons.  It has also led us to make a significant change in our business model.  You see, there are practices that occur in real estate that have never settled well with us.  We have spent our entire career under the umbrella of the largest brokerages in the DC market.  There was a time when we actually bought into the theory that the branding offered by those firms was necessary to gain credibility with potential clients.  Experience has taught us otherwise.  The public is inundated with glitzy commercials that are long on statistic bending but short on reality.  We have spent time behind the curtain and would prefer to continue our practice in the light of day.

Our new home

c21nm

         We have moved our practice.  You see, the big firms have chosen what they advertise as a “consumer friendly, one stop shopping environment”.  They have developed a model that offers agents, lending and settlement services under one roof.  The move caused the government to step in and require them to disclose their relationship to consumers.  Another part of the model uses “preferred partners”  in areas like home warranties, home inspections and insurance.  “Preferred partners” have been vetted and give the consumer one more choice when seeking assistance.

          Century 21 New Millennium is not a one stop shop.  We are free to offer recommendations for lenders, title companies, home warranties, home inspections and insurance.  In addition to the firms that have been vetted and established a relationship with Century 21, we can actually give our clients choices (if they ask) based on our experience with firms.  We receive no kick backs or other considerations for our recommendations.  The companies we recommend have performed in the past and have proven to be worthy or our trust.  Our clients are not charged a “transaction fee”.  We are  quite comfortable operating on the commission earned on sales and prefer to pay any additional fees out of our commission.  Working with us, you will get what you pay for… experience that makes a difference.  Give us a call or text us at 301-509-5111.


Excellence Comes Standard!

          Real estate is a strange profession.  Ideally, real estate agents are supposed to focus on helping consumers in a buying or selling transaction. There is money to be made, no doubt.  When the market was soaring, everybody wanted to get into real estate.  Why not?  It certainly was easy to get in. In this area, you had to take a 60 hour course and pass a couple of exams and voila…you too were a real estate agent.

         Actually, it takes less training and time to be a real estate agent than it does to become the barber or hair stylist that cuts your hair.  Of course a lousy hair cut is visible to everyone and bad barbers or bad hair stylists are soon out of work.  Real estate agents have the benefit of working in the shadows.  Most of the people they serve don’t know what should be done and evaluate the agent based on personal bench marks.  If no one is the wiser, bad agents just keep on turning up with the regularity of a bad penny.  Don’t get me wrong, bad agents aren’t for the most part bad people.  They just seem to be less experienced.  Eventually, they may figure it out.

          How can you tell the difference between the good and the bad?  Lots of articles are written about reviewing a few agents before selecting one.  Now that sounds like a good plan, but what criteria should you be considering?  No offense to your nephew or your co-workers cousin.  They might be wonderful people, but a family relationship should not be your only benchmark.  Your first question should be “Have you done this before?” or ” How many transactions have you been experienced?”  It is not always wise to have your experience be the training ground for someone.  Experience does make a difference.  You will fare much better when situations arise if your agent is cool, calm and collected because they have “been there” and “done that”.  Your results will be more favorable when you are represented by someone that is focused on a plan rather than someone that is hoping they guessed right.  An experienced agent will put you in the strongest position during negotiations.  Lessons learned through hundreds of transactions create a sense of confidence that should not be over looked. ( Back in the wild wild west, the experienced gunfighters knew – never draw when facing the sun.)

         We certainly hope that if you are in the market to buy or sell, you take the time to at least contact us.  We have done this before. You have a choice in representation. Choose wisely.  Give us a call or text us at 301-509-5111.

Buying a home in Washington, DC

Buying a home in Washington, DC?  There are a few things you should know before beginning the process of buying a home in Washington, DC.  As with a home purchase anywhere, you need to know how much home you can afford to purchase.  If you have not had a conversation with a mortgage lender, now is the time to do so.

The mortgage lender will evaluate your financial situation.  Your credit score will be pulled and analyzed. Your credit report will be reviewed.  Your employment, salary records and available cash on hand will be part of the mix as well.  Lenders have specific guidelines to follow when determining how much money you can borrow.  When buying a home in Washington, DC the lender’s decision is just one piece in the puzzle.  While it is important, it is only a guideline for you.  You have to decide how much money you are comfortable spending for housing on a monthly basis.  It is quite possible that your lender will be ready to offer you a loan that is more expensive each month than you are prepared to pay. You don’t have to take out a loan for the lender’s maximum.

A word of advice when tallying up your monthly housing costs.  Be sure to factor in the amount you will have to pay for insurance, taxes, home owner’s association and/ or condo fees. Buying a home in Washington, DC may seem challenging, but I have helped many homeowners and I would love to help you.

Once you have a clear understanding of how much money you can spend on a new home, it is time to sit down and determine what type of home you want.  When buying a home in Washington, DC, you have many choices.  Your choices will be narrowed down by a combination of your “ must have list “and your “wish list”.

The “must have” list will include the things that you deem absolutely necessary in your new home. This list begins with the number of bedrooms and bathroom in the home.  It may also include parking,  distance from public transportation, a certain school district, the type of home (condo, town home or single family detached), a first floor bedroom and anything else that you “must have” in your new home.

The “wish list” may include just about anything your heart desires. Some people would prefer a brand new home while others really would like to have that “man cave” possibility. You are buying a home in Washington, DC. Let your imagination be free to dream.

The next step in buying a home in Washington, DC is to select a real estate agent.  The agent does not have to be the first one you meet, nor do you have to interview several. Choose an agent that is experienced and gives you a comfort level that they are more concerned with helping you than earning a commission on a sale.  Of course the agent will earn a commission, but that should occur because you’re needs are being fulfilled and not because they happen to be the one that writes your offer.

The agent you select should be familiar with the steps that must be taken when you are buying a home in Washington, DC.  They should always listen first and continue to streamline your search as your desires come into greater focus.  They should be able to communicate with you in a timely fashion using whatever means you are most comfortable.  Today, that might include texting, email or phone calls.

The agent has to be accessible for you.  This is the one person that will be involved with every facet of your purchase.  Agents have to fill the role of dream weaver, hand holder, reality checker and negotiator.  When buying a home in Washington, DC the agent is your key player.  Choose wisely.

Once you have found the home you wish to purchase, the process of making it yours begins.  An offer must be prepared and submitted.  The final terms of your contract to purchase must be negotiated. Once you have an offer and acceptance, the road to settlement is undertaken.  Clearing the conditions of your contract will begin.  Buying a home in Washington, DC may include an appraisal, a home inspection, a termite inspection or a survey to name a few items that must be dealt with before settlement can take place. Your agent will play a large role in coordinating each of these steps.  There is no substitute for experience here.  A smooth transaction is not always possible, but your agent has to know the lay of the land and what steps are necessary to guide you home.

Buying a home in Washington, DC may not be as easy as ordering dinner or planning a vacation. It can be the next step you take in your personal journey to fulfillment. If the time is right and you are in position to make the move, buying a home in Washington, DC can easily become a reality. No essay can answer every question. No short article can put you at ease.  Most people prefer a little give and take in the form of a conversation. Blogs don’t reveal body language or tone.  I know that buying a home in Washington, DC may seem challenging.  I would welcome the opportunity to discuss your dreams with you. You can call me at 301-509-5111 or text me at the same number.  I will make the time to sit down with you at your convenience a priority.  Take the next step in making your dreams come true.

If you are just beginning the process of buying a home in Washington, DC and just want to see what might be available, click on this highlighted link and search the available listings from the comfort of your computer …HOME SEARCH NOW