Capitol Hill and all the frills …

This could be home …asking $649,900

I know the market is absolutely crazy. Homes on the market for a few days and gone! You are not alone. When looking for a new home, it feels like there must be dozens and dozens of people competing for each listing. If you have missed out, this is the home you have been waiting for on Capitol Hill. A secure entrance that allows you to identify guests and then buzz them in the building. A bike room on ground level. You enter your condo and immediately notice the 18 foot ceilings. The floors beautifully done hardwood. Spacious and open with lots of natural light, the living and dining area flows easily for you and guests. The tastefully done kitchen features a stainless steel appliance package that gleams. Behind a fashionable sliding barn door, there is a bedroom and full bath on this level.

A tastefully designed stairway takes you up to the loft/bedroom and second full bath on the upper level. You also reach the large outside deck from upstairs. Once outside, notice the direct gas line grill that conveys. There is even some storage area adjacent to the deck. The views are breathtaking any time of the year, including the fireworks over the Mall on the 4th of July.

The walk score is a 79 which rates as very walkable. Check out the walkscore site. You are just steps from the Eastern Market, dozens of restaurants and a brand new Safeway. Everything you need is nearby. No more hopping in the car and driving for any length of time to enjoy pop up markets, they are right down the street.

If you enjoy outdoor activities, the neighborhood has lots to do. Here is a link to free activities you can enjoy.

If you need to use public transportation, this neighborhood is rated as one of the best in the city.

So, you know this condo will be gone quickly. Interested? Contact me. If you have an agent, give them a call.

Time’s a wasting.

Now is the time!!!!!

So many of you have held off on putting your home on the market. There is Covid 19 and nobody is looking to buy? Not true. Right now, we are very short on listings and very long on buyers. The virus is real and so is the fact that life must go on for those that need to move. Looking to get top dollar? I have just the agent for you. Give me a call. 301-509-5111

Why me?

The Agency

Hi. Thanks for checking me out. As you probably have noticed, there are hundreds if not thousands of real estate agents in this area. You are to be congratulated. Unlike most of your peers, you are doing due diligence. You need a Realtor. The question is which one? Of course I would like you to ask me, but I need more information about you.

How do you know which agent to have accompany you on your real estate journey? Well, I have been doing this for almost 20 years. So I do have experience. I was an active agent for almost 20 years, so I am well aware of the brokers and agents in this market. My clients still talk to me, they still call with questions. I remain up to date on laws and regulation. Truth be told, my services won’t cost you a dime.

If you are comfortable with an agent’s style, you should be safe in having them represent you. All agents have to go through extensive mandatory ongoing training and testing. It’s the law. Complete continuing education or you can not hold onto your license. Simple.

So, if the market is full of agents, why not have someone that knows the market assist you in picking the right one.

So, the choice is yours. If you are comfortable, you really can’t go wrong. A smidgeon of doubt. I am a free phone call away.

301-509-5111, is my number. The peace of mind is priceless.

So close to the city, yet quiet as country

front of home

Welcome to the suburbs. Oh, no doubt you have either lived or heard of the traffic horror stories for people that work in Washington, DC.  If you are moving to the area from out of town, you may opt for a neighborhood that is close to the subway system (Metrorail). I do sell a lot of homes to people that have “close to public transportation” at or near the top of their wish list. Naturally, homes close to the metro system demand a bit more money. You won’t get more house or more yard, but you will be close to public transit.

There is another way. The Maryland suburbs have lots of great neighborhoods that at first blush appear off the beaten path. Well they are off the beaten path. You see, the DC area has more folks that have relocated from other parts of the country than just about any city in the USA.  The beaten path refers to the roads that lead directly into and out of the city. People move in, start driving the first route they are told and five years later, they are using the same roads. Those roads become the path and that path becomes beaten because all the new folks use the same roads.

It doesn’t have to be that way. Yes, you will face a commute. We all do. You may learn some short cuts, but you will still be in the car (or subway car) for up to two hours each day. All bets are off if it rains, snows or gets a little foggy. That is a lot of time.

At the end of the day, wouldn’t you like to just sit back and relax. I have the spot for you. Let’s move past the fact that it is a spacious, well cared for 4 bedroom, 2 bath home. The completely remodeled kitchen is nice. Yes the heirloom fireplace mantle is priceless. The crafted doors are amazing. And yes, there is a one bedroom, one bath in-law/au pair suite complete with a kitchen downstairs. The garage is two bays, large and sufficient for the pickiest motor head. Oh, yes it is a pretty level 2 acre lot.

Let’s get past that. You have worked all day long.

Let’s just go out front and sit on the porch overlooking the parkland. Serene, green and private. Listen to the soft hoot of the distant owls. Watch the fireflies dance. Tomorrow soon becomes a distant destination. This is where you find peace….and quiet. If you are up for it, walk down the steps and take a leisurely stroll through your 2 acres of land. Let the stress go, stretch out those muscles cramped from work. Once the sun sets, go back up and watch the moonrise, let the kids go chase fireflies. You work hard and you deserve your own little oasis in the midst of the suburbs, just outside the city.

Everything the suburbs have to offer is a short distance away. The ICC is around the corner. DC, Bethesda, Rockville and Baltimore are all within 30 minutes driving. Or, you can just sit back and enjoy…home.

Video Tour


Interested in that lifestyle… that home…that dream?  Call me. 301-509-5111.

Fair Housing … it’s the law, not a prescription for home buying hide and seek.

Fair Housing Act
Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and disability.

HUD has played a lead role in administering the Fair Housing Act since its adoption in 1968. The 1988 amendments, however, have greatly increased the Department’s enforcement role. First, the newly protected classes have proven significant sources of new complaints. Second, HUD’s expanded enforcement role took the Department beyond investigation and conciliation into the area of mandatory enforcement.

Complaints filed with HUD are investigated by the Office of Fair Housing and Equal Opportunity (FHEO). If the complaint is not successfully conciliated, FHEO determines whether reasonable cause exists to believe that a discriminatory housing practice has occurred. Where reasonable cause is found , the parties to the complaint are notified by HUD’s issuance of a Determination, as well as a Charge of Discrimination, and a hearing is scheduled before a HUD administrative law judge. Either party – complainant or respondent – may cause the HUD-scheduled administrative proceeding to be terminated by electing instead to have the matter litigated in Federal court. Whenever a party has so elected, the Department of Justice takes over HUD’s role as counsel seeking resolution of the charge on behalf of aggrieved persons, and the matter proceeds as a civil action. Either form of action – the ALJ proceeding or the civil action in Federal court – is subject to review in the U.S. Court of Appeals.

Significant Recent Changes

  1. The Housing for Older Persons Act of 1995 (HOPA) makes several changes to the 55 and older exemption. Since the 1988 Amendments, the Fair Housing Act has exempted from its familial status provisions properties that satisfy the Act’s 55 and older housing condition.First, it eliminates the requirement that 55 and older housing have significant facilities and services designed for the elderly. Second, HOPA establishes a good faith reliance immunity from damages for persons who in good faith believe that the 55 and older exemption applies to a particular property, if they do not actually know that the property is not eligible for the exemption and if the property has formally stated in writing that it qualifies for the exemption.
    HOPA retains the requirement that senior housing must have one person who is 55 years of age or older living in at least 80 percent of its occupied units. It also still requires that senior housing publish and follow policies and procedures that demonstrate an intent to be housing for persons 55 and older.

    An exempt property will not violate the Fair Housing Act if it includes families with children, but it does not have to do so. Of course, the property must meet the Act’s requirements that at least 80 percent of its occupied units have at least one occupant who is 55 or older, and that it publish and follow policies and procedures that demonstrate an intent to be 55 and older housing.

    A Department of Housing and Urban Development rule published in the April 2, 1999, Federal Register implements the Housing for Older Persons Act of 1995, and explains in detail those provisions of the Fair Housing Act that pertain to senior housing.

  2. Changes were made to enhance law enforcement, including making amendments to criminal penalties in section 901 of the Civil Rights Act of 1968 for violating the Fair Housing Act.
  3. Changes were made to provide incentives for self-testing by lenders for discrimination under the Fair Housing Act and the Equal Credit Opportunity Act. See Title II, subtitle D of the Omnibus Consolidated Appropriations Act, 1997, P.L. 104 – 208 (9/30/96).

What Housing Is Covered?

The Fair Housing Act covers most housing. In some circumstances, the Act exempts owner-occupied buildings with no more than four units, single-family housing sold or rented without the use of a broker, and housing operated by organizations and private clubs that limit occupancy to members.

What Is Prohibited?

In the Sale and Rental of Housing: No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap:

  • Refuse to rent or sell housing
  • Refuse to negotiate for housing
  • Make housing unavailable
  • Deny a dwelling
  • Set different terms, conditions or privileges for sale or rental of a dwelling
  • Provide different housing services or facilities
  • Falsely deny that housing is available for inspection, sale, or rental
  • For profit, persuade owners to sell or rent (blockbusting) or
  • Deny anyone access to or membership in a facility or service (such as a multiple listing service) related to the sale or rental of housing.

In Mortgage Lending: No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap (disability):

  • Refuse to make a mortgage loan
  • Refuse to provide information regarding loans
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees
  • Discriminate in appraising property
  • Refuse to purchase a loan or
  • Set different terms or conditions for purchasing a loan.

In Addition: It is illegal for anyone to:

  • Threaten, coerce, intimidate or interfere with anyone exercising a fair housing right or assisting others who exercise that right
  • Advertise or make any statement that indicates a limitation or preference based on race, color, national origin, religion, sex, familial status, or handicap. This prohibition against discriminatory advertising applies to single-family and owner-occupied housing that is otherwise exempt from the Fair Housing Act.

Additional Protection if You Have a Disability

If you or someone associated with you:

  • Have a physical or mental disability (including hearing, mobility and visual impairments, chronic alcoholism, chronic mental illness, AIDS, AIDS Related Complex and mental retardation) that substantially limits one or more major life activities
  • Have a record of such a disability or
  • Are regarded as having such a disability

your landlord may not:

  • Refuse to let you make reasonable modifications to your dwelling or common use areas, at your expense, if necessary for the disabled person to use the housing. (Where reasonable, the landlord may permit changes only if you agree to restore the property to its original condition when you move.)
  • Refuse to make reasonable accommodations in rules, policies, practices or services if necessary for the disabled person to use the housing.

Example: A building with a no pets policy must allow a visually impaired tenant to keep a guide dog.

Example: An apartment complex that offers tenants ample, unassigned parking must honor a request from a mobility-impaired tenant for a reserved space near her apartment if necessary to assure that she can have access to her apartment.

However, housing need not be made available to a person who is a direct threat to the health or safety of others or who currently uses illegal drugs.

Requirements for New Buildings

In buildings that are ready for first occupancy after March 13, 1991, and have an elevator and four or more units:

  • Public and common areas must be accessible to persons with disabilities
  • Doors and hallways must be wide enough for wheelchairs
  • All units must have:
    • An accessible route into and through the unit
    • Accessible light switches, electrical outlets, thermostats and other environmental controls
    • Reinforced bathroom walls to allow later installation of grab bars and
    • Kitchens and bathrooms that can be used by people in wheelchairs.

If a building with four or more units has no elevator and will be ready for first occupancy after March 13, 1991, these standards apply to ground floor units.

These requirements for new buildings do not replace any more stringent standards in State or local law.

Housing Opportunities for Families

Unless a building or community qualifies as housing for older persons, it may not discriminate based on familial status. That is, it may not discriminate against families in which one or more children under 18 live with:

  • A parent
  • A person who has legal custody of the child or children or
  • The designee of the parent or legal custodian, with the parent or custodian’s written permission.

Familial status protection also applies to pregnant women and anyone securing legal custody of a child under 18.

Exemption: Housing for older persons is exempt from the prohibition against familial status discrimination if:

  • The HUD Secretary has determined that it is specifically designed for and occupied by elderly persons under a Federal, State or local government program or
  • It is occupied solely by persons who are 62 or older or
  • It houses at least one person who is 55 or older in at least 80 percent of the occupied units, and adheres to a policy that demonstrates an intent to house persons who are 55 or older.

A transition period permits residents on or before September 13, 1988, to continue living in the housing, regardless of their age, without interfering with the exemption.

This law is in place to guarantee that you can buy where you want to buy. It in no way suggests that the features of any home or neighborhood can dictate your ability to purchase.

Santa and the very first Christmas

Hmmmm, well the story begins, like all good stories do, a long, long time ago in a place that few people ever visit.  If you were to go there, you would have to plan very well. You might have to pack a gazillion lunches just to eat along the way. Why from your front door, you would have to travel down the street and across the town and head north. From where you sit right now, well this place is at the tippy top of the world. It is a place where snow flies every day and the word heard most often is “BRRRRR”.north pole

That’s right, this story begins all the way up to the North Pole.

Now I’m sure you’ve heard different stories about elves and reindeer and a Grinch and Charlie Brown. You’ve even seen pictures of Santa Claus and his sleigh. Come to think of it, you may have even sat on Santa’s lap and had your picture taken. He tries to get around to every shopping center and mall and store to see your smiling faces. I bet some of you even have an Elf sitting right in your house, making sure that you are being good.

Most of you never ask…..Where did Santa come from?” Oh, you might wonder or maybe you have whispered to mom or dad or a friend “Why does Santa do this?”. “Where is he after Christmas?” “Why does he always come on the same day, every year?”

Santa is a mystery, isn’t he? I don’t think I know anybody else that wears a red suit. And I have never actually seen reindeer fly through the sky. I’ll bet you have not seen that either. And every picture I see of Santa, well he just has one big bag of toys and presents. How can one bag hold presents for everybody in the whole wide world? It must be some sort of magic.

The answer is found in the story.

santa workshop

Many, many, many, many years ago, almost all the calendars you can find, Santa Claus lived in a tiny little cottage right smack dab in the middle of the North Pole. He was born there. He came from a secret town just outside the North Pole. He had grown up in that secret town. It was sort of a sad place. The mayor of the town was a grumpy man. He made a rule – there will be no celebrations, ever.

There will be no New Year’s Eve and no New Year’s Day. No Valentine’s Day, No Mother’s Day. No Father’s Day, No Fourth of July, No Thanksgiving…No celebrating the change of seasons, no Spring, no Summer, no Fall and no Winter…..and the final rule …. NO Birthdays. Not one, not some, not any….NONE.

Santa grew up in that very sad part of town. He was a toy maker in a town where no one bought any toys. He had a little workshop on the edge of town. He would cut wood and bend steel and shape plastic. He made bicycles and sleds and dolls and balls. He made all sorts of toys. And every night he would sit on a bench in front of his workshop and wonder, what will I ever do with these toys?

It was hard work, but Santa knew that one day the grumpy mayor would not be in charge and everyone could celebrate holidays again. He just knew that to be true.

It was a chilly afternoon, the snow was blowing outside and Santa took a break to watch the snowflakes fall. He thought frozen elfsnow made the whole world look magical. As he was looking out the window, he noticed a group of small figures huddled under a great big pine tree. They were shivering and warming their hands by a little fire they had made with twigs and branches.

Santa opened his door and called out, “Come inside and warm yourself by my fire. I will put some hot chocolate on the stove. Come in, come in.’

Santa turned and put a pot of hot chocolate on his stove. He heard the commotion of little feet coming through his door. When he looked to see who his visitors were, his eyes opened wide with wonder.  Standing by his fireplace was a group of little people. Elves if you will. They were shivering and their teeth were chattering. They stood in puddles made by the ice melting from their clothes.

“Goodness, why were you all out in that storm?”, Santa asked.

One of the elves looked up at him and said, “Don’t you know. We are not like all the others in town. We are smaller and people in town are so much taller. They laugh at us and make fun of us. They won’t let us work or play. It is very hard being a tiny elf in a big person world. So we just gather twigs for people so they can start fires. Some of us climb down in wells and save kittens that have fallen in. Then some of us hunt in tiny spaces for socks that get lost in the wash. We do what we can, but people still make fun of us. It is very hard being a tiny elf in a big person world. Only the children are nice to us, but as you know, children grow up and become big people too.”

Santa rubbed the beard on his chin. “Well, I sure could use some help around here in my workshop. Would you like to learn how to make toys and other presents? We could build a little house next to the workshop and you would have a place to stay and your own fire to keep you warm?”

The elves all got excited and began to clap their hands. The head elf put up his tine hand and shushed them. “Shhhhhh. Let’s calm down. We have a place to stay, it is a glorious day, but we don’t want the mayor to catch us celebrating. You know, all celebrations are illegal!”

That night, the elves all slept on the floor in front of the fire. Santa laid in his bed, a smile on his face. Tomorrow would be a grand day.

elves workingAs soon as the sun rose the next morning, Santa and the elves went to work building the house. They hammered and sawed and hammered some more. Soon, a fine looking house came into shape. There was a kitchen for cooking and a dining room with a table large enough that everyone had a seat and a gigantic workshop where they could make toys.

Within a short period of time, the elves were making toys from morning to night.

One afternoon, Santa came to their workshop and told the elf by the door, “I have a special announcement to make, can you get the elves attention please?”.  The elf reached down and picked up a bright brass trumpet he had made and blew into it.

“Ba-baaaaaaaaaah. Ba-baaaaaah”. All the elves stopped what they were doing an looked to the door. Santa waited until it was very quiet. He turned an opened the door and in walked the most beautiful woman any of the elves had ever seen. Her smile was radiant. Her eyes sparkled. She was wearing a white sweater and a wonderful satin red skirt trimmed in fur as white as the snow. She was just beautiful.

Elves, I want to introduce to you my wife, this is Maria Claus. We were just married by that grumpy mayor. She will be santa introduces wifeliving with me in the cottage. Now we know celebrations are against the law, but we came here right away to share the good news with you. Finally, we have someone to tuck us in at night and someone to make sure we make our bed and brush our teeth. And, Mrs. Claus is a much better cook than I.”

The elves all smiled and nodded their heads. They couldn’t clap and cheer, but their hearts were happy.

Things went on and toys were made and toys were stored. Over time, the elves had to build a large barn to store all the toys. They kept making them, but no one had a reason to give them away. The first barn was filled up and another was built and then another and another and another.

One evening, while Santa and elves were eating a fine dinner Mrs. Claus had made, there was a knock at the door.

“Who could be calling on us this late in the evening”, Santa asked out loud. The elves looked at one another and shrugged their shoulders. Not one of them could imagine who might be at the door. No one ever came to the workshop. No one ever needed toys. Remember, no birthdays were allowed. NO Birthdays. Not one, not some, not any….NONE. There was no time for toys to be given.

Mrs. Claus opened the door and invited the guest inside. The elves eyes grew wide. Two men entered the room. They were wearing fine flowing robes and each one had a golden crown on his head. They had long beards. One of the men sort of looked like an eskimo and the other had skin as dark as the darkest night. As they walked by the elves to the fire, the air filled with the sweet smell of incense and myrrh.

two kings

Santa waited while the two men warmed themselves by the fire.

“Good evening to you. Please, once you have warmed yourselves, join us for dinner. My wife, Mrs. Claus has prepared a delicious stew and we have more than enough to share with you.”

The two strangers set down the boxes they were carrying and hung their robes by the fire. The came over to the table and sat down. Two of the elves rushed over to the cabinet and got down a couple more bowls and set them before the guests.

Mrs. Claus brought the pot of stew from the stove and served each of the men a full bowl. “It is such a cold night, what brings you to our home?”

One of the men spoke. “He and I are kings”, he said, pointing to his companion. “We have been travelling for weeks and months now. We were told of the upcoming birth of a very special baby. It was written that his birth would bring peace on earth and good will to all men. We spoke with our council of advisors. They told us that a bright star would appear in the sky. We should follow that star and it would lead us to the birthplace of this child. We have Frankincense and Myrrh to bring as gifts to the new born. We have been following the bright star over your cottage. It led us to your traveling kingsdoor. Is there a newborn child here?”

Santa looked at Mrs. Claus and she looked back at him. They both slowly shook their heads.

“Why no, we don’t know of any special baby being born and as you can see, it is only us and the elves here. Your advisors must be mistaken. The bright star overhead is the North Star. This is the North Pole. People here have used that star to find their way home forever. It always shines overhead.”

The two kings began whispering to one another. They pulled out a map and in hushed tones began discussing where they may have missed a turn. They kept shaking their heads.

“No, our advisors checked and double checked the story. A star would shine and we should follow that star. We would find a newborn baby, and the world would celebrate.”

“Well”, Santa said, “that cannot be here. Celebrations are not allowed. The mayor made the rule. No celebrations. No holidays. No Celebrations. NO Birthdays. Not one, not some, not any….NONE”.

The smallest of the elves jumped from his seat at the table and ran over to Santa. He motioned for Santa to lean over so he could whisper in his ear.

“Wspwspwsp, wspwspwspwsp, wspwspwsp.”

The elf pointed to the window on the east side of the cottage. He shook his head up and down. He ran to the window window starand waved his finger and pointed up to the sky.

Santa walked over and looked out the window. The rest of the elves followed along. Mrs. Claus came as well and gasped as she saw what the elf was pointing at.

“You two need to see this.”, she said. The two kings got up from the table and joined the others looking out the window to the east.

Far, far away, but brighter than any other, a star was in the eastern sky. It was just above the horizon. There was no doubt. This was the star the council of advisors had spoken of when giving the two kings directions.

“It is on the horizon. That indicates to me that it is over a town that is very far away. Why don’t you rest here tonight? You can plan the rest of your trip tomorrow and be on your way. We have room for you here.” Mrs. Claus said.

The elves made up two more beds and the two kings washed up, brushed their teeth and got into bed. Soon all the elves were in bed and Mrs. Claus came in and tucked each one of them and the two kings in for a good night’s sleep.

Santa was sitting in his favorite chair eating a snack of chocolate chip cookies and milk when Mrs. Claus came back to cookies and milkthe cottage. She noticed that Santa had a faraway look in his eyes. It was a look she was familiar with. Every time Santa began thinking of ways to make people happy, he got that look.

She sat in her chair, next to his and held her hands out to the fire to warm them. She rubbed them together and made a commotion blowing on them.

Santa looked over. “Are you warm enough? Shall I put another log on the fire?”

“No, it’s just the chill from walking back to the cottage from the elves home. I noticed you staring off and was wondering what is on your mind?”

“Well, we are not allowed to celebrate here. No holidays. NO Birthdays. Not one, not some, not any….NONE.. And listening to those two kings, I was just wondering. Wouldn’t it be nice to take a gift to the little baby? Imagine, we could actually give a gift on a birthday. It would be a dream come true. What do you think?”

“ Santa, you and the elves have been making presents for years and years and years. Something has to change or we will just keep building barns to store perfectly good presents that no one ever receives. But, if you go, you can’t just take a ball or a sled or a doll or wooden horse. You have to take a gift that is more valuable that all the others combined. It must be the gift of gifts.”

me and mrsSanta stood and took Mrs. Claus by the hand, “Just like always, you have the best answer. Let me think about this and see if the two kings will allow me to go along. After all, I do know every star in the sky, so I will keep them on course. Let’s go to bed. In the morning we shall share our thoughts with the guests.’

Before the sun even peeked over the horizon in the morning, Santa was going through the storage barns looking for the perfect gift. Elves were scattered from one corner to another, from one end of one barn the very end of another. They were digging and emptying bags and boxes, lifting one toy, shaking their head, setting it down and lifting another only to set it down and dig yet again. The search for the perfect gift was on.

Back in the dining area, Mrs. Claus was serving breakfast and coffee to the guests.

“You know Santa knows every star in the sky. He could probably guide your way each night. In short order, you will reach your destination. If you let him join you, we both would be delighted. Right now, he is going through all the gifts he has made to find the best one for this baby.”

The two kings quietly conferred with one another.

“It would be wonderful if Santa could join us. We must hurry; the baby could be born anytime.”

Santa burst through the santa

“I’ve found it!!!” he exclaimed.

They all looked to him as he held out his hand.

It was a bright, shiny golden coin shaped thing.

“It is so pretty dear”, Mrs. Claus shared, “But, what is it?”.

The two kings looked at one another and nodded their heads. They knew right away what Santa had in his hand. They rushed over to see it.

Santa held it up and twirled it around.

This is the perfect gift. It came to me in my sleep last night. Everyone is always so busy. With so much to do each day, we just don’t have time to get it all done. It seems like even important things get pushed aside. This is the one thing that will keep everyone on course.”

Mrs. Claus smiled, “That’s nice dear, but what is it?”

round to it

Santa held the coin shaped object up between his thumb and forefinger. “This is a gold round tuit.”

As long as the child keeps this in his pocket, he will always accomplish the task at hand. Each time he has a lot to do and thinks of putting something off until he gets around to-it, he will feel this coin in his pocket and finish the job.”

“Now we have Gold, Frankincense and Myrrh!”

That evening the two kings wrapped in their fine robes were joined by Santa as they began following the star. Santa, of course, was wrapped in a beautiful red robe that was trimmed in bright white fur.

After many days, they came over a hill and saw a herd of sheep grazing. There was no shepherd in sight. Below them was a little town. The star was bright above.

Santa said, “This is the place.”RoadtoBeth

They went down the hill and around an inn to a stable in the back. There was a group of shepherds surrounding an area in the rear of the stable.  A man was standing next to a woman whom was holding a new born. The air was filled with the music of what sounded like an angelic choir.

The two kings stepped forward and presented their gifts. The woman looked up and smiled. She motioned for the gentle, white bearded man dressed in red to come forward.

santa and jesusSanta slowly approached and laid his gold round tuit before the child. The baby smiled and Santa was absolutely sure the baby had winked at him. He felt a strange tingling feeling all over.

The man, standing next to the woman and child whispered.

You have brought joy to the baby. I promise you that from this day forward, you will bring joy to all the children, all over the world. Every year, you will help celebrate this day. You will travel with the speed of light, house to house, home to home, near and far. You will bring gifts that will bring the joy you brought today to every child. No mayor, no government, no group shall ever have the power to stop you. Your spirit shall touch souls in every corner of the world. Season’s Greetings Santa..”

Santa nodded his head and went back outside. There was a sleigh and eight reindeer right outside the stable door. Like magic, an elf appeared and said “Santa, we have places to go and all in this one night, climb aboard the sleigh, let’s go.”

Santa took the reins in one hand and a whip in the other. He cracked the whip in the air above the reindeer’s head.

He then shared that oft quoted phrase for the first time.

Now Dasher, now Dancer, now Prancer and Vixen, on Comet, on Cupid, on Donner and Blitzen. To the top of the stable, to the top of the wall, now dash away, dash away, dash away all!”

The shepherds looked up, the mother and child all stared. Everyone marveled at the experience they shared and as Santa became but a speck in that star filled sky, they heard him exclaim…

“Merry Christmas to all and to all a good night!”santa flys

So now, you know how it all started, and when you see little people, don’t laugh. They may be some of Santa’s finest elves, just living near you to keep an eye on who’s naughty and nice. Oh, and never forget, that first gift was a round tuit, to remind everyone, you have a round tuit in your heart. Don’t put chores off until you get a round to it.  You have one already.

And Santa, well, he was very real on that first Christmas and he is very real today. And he loves you just like you are.

Merry Christmas

Good Home Inspectors NEVER “pooch” a deal

see no evil hear no evil speak no evilThere are different views on home inspectors. Listing  and buyer’s agents apparently view them with disdain. According to Justin Pierce ( a Realtor and real estate investor based in Northern Virginia) “Just keep in mind that the role of the home inspector can be in opposition to the interest of the real estate agent. The home inspector’s job is to find problems, if the exist. Real estate agents by nature don’t like people who find problems with their deals.” 1. (Well, of course he may be referring to the way business is done on the other side of the river. I prefer the ethics practiced and laws followed on this side of the Potomac.)

Now, I have a problem with that statement. I think it is asinine to paint an industry with such a large brush. I have been involved in real estate transactions for the better part of the last two decades. I have managed an office for the largest broker in the Washington DC area. I have walked agents through transactions and reviewed hundreds upon hundreds of deals. As they say down in the country “that dog won’t hunt”.

Real estate agents don’t like people who look the other way when they are supposed to be protecting the agents clients. That statement holds true for lenders, home inspectors, title companies, service providers and anyone else serving on the periphery of a transaction. The entire industry crashed when people that were more motivated by greed than serving the consumer railroaded every deal that they could get their grubby fingers on.

Of course, some listing agents feel that some inspectors are more diligent than others. When the thorough inspector shows up, it is a blessing for the seller and the buyer. It guarantees that when settlement occurs, the buyer is getting exactly what they believe they are getting. The goal of both agents is to facilitate a smooth transaction, not to ram a damn “money pit” down some unsuspecting buyers throat. Perpetuating that image does nothing for the profession that I am proud to be a member.

Home inspectors work for the buyer. They are paid by the buyer. Their job is to protect and advise the buyer about the condition of the home. Staging is only beauty and as they say, beauty is only skin deep. A home inspector checks the home from top to bottom. If something is wrong they point it out. If something is old, they share the information. They make no recommendations about whether the buyer should move forward. They give the buyer a fair estimation of the condition of the home. Seems like a pretty good idea to me and most of the hundreds of thousands of Realtors across the country.

When any buyer enters a contract to purchase a home, they have the right to make sure they as much information as possible about the value and condition of the home. To suggest that any agent would prefer to have homes bought and sold in a “caveat emptor” manner is to impugn all of the efforts the industry has made to protect the consumer.

Lest anyone forget, Realtors have introduced and supported changes in this industry from fair housing to lead paint protection to home inspections. Good Home Inspectors never “pooch” a deal. They often prevent a mistake from being made and always walk away from a home knowing they have given a fair unbiased opinion of the home.

I agree completely with the FHA admonition – “For your protection, get a home inspection”

1. “A good home inspection can save the buyer a lot of money’ Washington Post 12/7/2013

USA, USA … no…USAA supporting our troops


Imagine. Just by using the USAA Movers Advantage program, you can actually receive money! No one can ever completely or totally repay you or  your family for the serving the USA. Regardless of where you choose to live, you will be surrounded by neighbors that enjoy all the freedoms of this great country, in part, because of your service.


This is not just for the faint of heart, no, this program is for USAA members. You see, serving your country is not forgotten. USAA and Century 21 Redwood Realty have committed to making sure your move to the DC area is smooth and seamless. That’s our mission.

I am proud of my brokers affiliation with USAA. Century 21 Redwood Realty is a worldwide leader and they are my broker. If you are a member and are interested in learning about the program, call me and I will be sure that you get all the information. I can be reached on my cell phone at 301-509-5111

The chart below gives you a quick overview of part of the cash back program.

Purchase/Sale Price

Cash Back



$0 – $99,999



$100,000 – $149,999



$150,000 – $249,999



$250,000 – $399,999



$400,000 and more



Don’t waste time searching old data…accuracy in home searches


ipad photo

Click on the above photo, live up-to-date listings

If you have spent any time on line, searching for a new home, you may have discovered that many sites are not quite accurate. When homes are listed for sale, a process begins. The listing agent (unless otherwise instructed by the seller) has to submit the listing to the MRIS. The MRIS is the local firm that creates the Multiple Listing Service. One of the functions of the MLS is to allow cooperation among Brokers regarding the sharing of information and providing a system of distribution of the commission earned on the sale of the home. In layman’s terms, the MLS is the place where homes for sale are entered and buyer’s agents are informed of the compensation they will receive for representing a buyer.

The MLS used to be the private domain of the Brokers and the agents working for them. As the demand for information grew, Brokers realized they could monetize the date by selling it to other companies that offered home searches to the general public. Syndication was born. Now you can go on-line and use any one of the hundreds upon hundreds of websites offering listings.

Not so fast. You see, part of the problem with syndication to folks like Zillow and Trulia and most of the other sites is that the information is not always up-dated quickly. The biggest complaint voiced by agents all across the country is that buyers call them for help and ask to see a home that is already sold. The site they visited shows it as available, but it is NOT.

I decided that I would spend the time and money to have a direct link to my local MLS on my website. You can click the photo above and it will direct you to a search page. From there, you just enter your criteria and voila…you will see real time listings. It is not updated on any schedule. It is a view as accurate as it can be, it is NOW.  It may not be as fancy as all those sites that the bigger firms offer. It may take a bit to sort out. Sure, that may take a few minutes. It will save you hours of grief and eliminate lots of angst. You are looking for a home now and I think you should be able to see what is really available and not the drek created by “GIGO” aka garbage in – garbage out.